Open Question: Is there hope for a first time home buyer with debt?
I am a 30 year old single mother of two in Maine. I have never owned my own home and am curious if I would even be considered in this economy for a home loan and where I might be able to start looking for a lender. I have approximately $20,000 in credit card debt [...]
Open Question: We cannot afford to live where we are now, and we cannot afford to move is there anything we can do?
The city we live in is overpriced and we cannot afford to stay here. The only places that are almost in our price range are in very bad parts of town and this is a place where the bad parts are extremely dangerous. We want to move someplace cheaper where our expenses will [...]
Open Question: Is the any way of changing credit cards?
I currently have a student credit card is £500 worth of debt. The minimum payment is £8 per month, which is fine but I keep getting charged interest which pretty much wipes of the £8 paid, and leaves me back where I started. Is there any way I can just pay a standard amount every [...]
Open Question: Question about spouse’s debt affecting me?
Can a spouse’s financial debt affect the financial stability of the other spouse? My spouse has run up huge debt on credit cards in her name only that I did not know that she had. What are my options? Is there some way I can separate myself from this debt time bomb short [...]
Open Question: I have a civil judgment against me, can they take my inheritance before I get it?
The judgement is for old credit card debt. My dad passed away and his house will be sold and profits split between siblings. The estate is in WY, the judgement from SD, and I’m in FL (if it matters). How easy is it for them to find out about this and take [...]
Open Question: How do I get out of the payday loan trap?
I have 3 Payday loans out with a total balance of $1,000. The fees and interest are very high and can’t keep up. The loans keep hitting my bank account and I am charged 100-150 dollar in fees every two weeks. I also sent letters the the online payday loan companies to revoke ACH transactions, [...]
Open Question: How much does bank settlement effect your credit?
I’m considering settling on a $24,000 credit card debt at about 50%. Is this a good idea or is it going to effect my credit in such a negative way that I should not consider it?
Open Question: Im looking for a debt consolidation company that will actually help me out.?
I have no credit card debt, judgements or real estate loans but many other unpaid debts. Who can i turn to to bring it all together without getting screwed
Open Question: Should I disclose my full Financial situation to my boyfriend?
I am in college and work full-time. We are contemplating moving in together. He is aware of my student loans and that I have some credit cards. Do I need to tell him every account and every balance? We will be keeping all finances separate and not combining anything and we [...]
Open Question: Who can provide me with some positive thinking during this financial situation?
I have over $100,000 in student loans. I have a $12,000 credit card debt. I owe the bank $800, since I overdrew money. I can’t find a job, I can’t go back to school, and obviously, I have no money. Any ways to stay positive?
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