Open Question: Will I be able to get into a better situation or will I have to struggle with mt existing debt?
I have twelve credit cards with about each one reaching over 75% of my credit limit. I am $35,000 in credit card debt. My highest interest rate is 24.99%. I would like to transfer some of the cards into a lower interest rate credit card or get a unsecured loan with better rates. It [...]
Voting Question: can debt settlement or lawyer can help me lower down the debt?
I borrowed 100k from a bank (debt) for my personal goods (my enjoyments.. sneakers)
can debt settlement or lawyers can help me to lower my debt?
i assume not…
Open Question: Good or bad: Take $8,000 loan to pay off smaller credit card debts ($4,000) to only pay 1 bill/month?
Just calculated all my CC debt and I have a grand total of $2450 in debt. I also have to pay tuition next semester which will be another $2,000. So $4450 total. This CC debt is hanging over my head and annoying. I just want to get rid of it once and for all!
I have [...]
Resolved Question: If a credit card company sues, what can you lose?
My elderly parents received a summons from an attorney representing one of several credit cards they defaulted on after poor financial decisions and my father’s dementia ran up approximately 60k in debt. They owe this particular card 30k.
I’m trying to get them to declare bankruptcy, but if they don’t and they are sued, what [...]
bCredit Card Debt Help/b:Tips on Credit Repair | Credit Card Debt Blog
Article Summary: Find useful tips to clear your credit card debt. You will feel relax when you come to know this simple tips to clear your credit card debt is.
Resolved Question: How do I make my credit score go up?
I have paid off all my bad debt, as in late charges on old cedit cards and all that. I need to know how to raise my score. I put a down payment on a cell phone and other stuff, but it doesn’t show up on my credit report. I just need to know how [...]
Resolved Question: I have managed to fall into debt problems?
I was made redundant through ill health.I have managed so far but now cannot honour my credit cards but am still paying a loan and honouring my virgin-media and mobile phone account. I am at a loss as to how to proceed as I do not want to lose my bank account as well as [...]
Open Question: Family member a suspect in ID theft. Who should we contact?
My brother in law has a long history of crack cocaine addiction. He has stolen from my husband before we were married in 2005. He stole blank checks from my husband, jewelry, gold coins just to name a few items. When I would visit my now husband before we were married I [...]
Open Question: What should I do when a collection agency tries to take my house from me for a $3000 debt? Is that legal?
My mother owns a house in Ny. She had a credit card debt of $3,000 which went up to $10,000 with interest when it wasn’t paid. The debt was sent to a collection agency (SMS Recoveries,Inc) which is now in the process of evicting us out the house because their lawyers (Law Offices of Michael [...]
Resolved Question: Do you think it’s a good idea to take a loan to pay off all credit card debt and then just pay on the 1 loan?
Just calculated all my CC debt and I have a grand total of $2450 in debt. I also have to pay tuition next semester which will be another $2,000. So $4450 total.
I have been offered a loan of $8,000. My minimum balance per month would be $280. I would take the $8,000 to pay [...]
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