Voting Question: Should I let this fall off my credit?

POSTED BY Swing Trader on Jul 31 under Debt Settlement

I just have a question about my credit.
Long story short, when I was in Japan in 2003, my parents got me a credit card for security. I didn’t find out until 2005, almost a year and a half after my return to the US, that the cell phone company that I was using over there [...]

Voting Question: What’s the most ridicules court ruling you have ever read/heard of/witnessed?

POSTED BY Swing Trader on Jul 31 under Debt Settlement

Omg i just opened the yahoo web page and their it was the most retarded court ruling i have ever read i mean wtf but you have to read it just to see how retarded it is
MINNEAPOLIS – A replay of the nation’s only file-sharing case to go to trial has ended with the [...]

Open Question: Where is a good place to start to get yourself out of debt?

POSTED BY Swing Trader on Jul 30 under Debt Settlement

I honestly wish I could say me and my hubby were a little behind on our debt but everything is either so past due its on the verge of going into 3rd party collections or is in 3rd party collections. We are currently enrolled in a debt settlement who take a little bit of money [...]

Open Question: Should I use this letter to settle non-credit debt?

POSTED BY Swing Trader on Jul 30 under Debt Settlement

After I closed my bank checking account (they told me it was closed but apparently it wasn’t) there were several charges that went through, which accumulated for a while along with overdraft fees. I now owe $536.70 and I only found out about it recently when I wanted to try to apply for a small [...]

Open Question: Five years old bad debts, collection agency..Please help?

POSTED BY Swing Trader on Jul 30 under Credit Cred Debt Help

A friend of mine has just receive a letter from the collection agency about past debt which was 5 years old. It was when she still living in Texas and now she’s in South Carolina. She told me, she didn’t pay that credit card because, she wonders how a credit limit of 35o turns more [...]

Resolved Question: What Secured Credit Card Does Not Report as a Secured Credit Card?

POSTED BY Swing Trader on Jul 30 under Credit Cred Debt Help

I am in the grass roots of repairing my very sad credit history. I don’t even know my score, but I do know that I have nothing positive reported, other than me paying off past debt and my student loan that is currently being delayed because I am in school.
I just want to setup a [...]

Open Question: What does this dream mean(a little long) but please help?

POSTED BY Swing Trader on Jul 30 under Credit Cred Debt Help

I had a dream that are country was in a really bad economic crisis(even a lot worse than it is now) and the gov was forcing everyone to pay their debts(credit card debts). So my mom had a JcPenny’s card. So , we went to the mall and into the store to pay it. And [...]

Open Question: Think this letter to Mrs. Obama will get any attention?

POSTED BY Swing Trader on Jul 30 under Credit Cred Debt Help

Help!
We need Obama to not only stop the credit card companies from charging large interest rates and penalties for owed debts but we Americans need the I.R.S. to stop doing so as well. Both entities place owed moneys so far above the original amount that they become impossible to pay. Federal student loans do the [...]

Open Question: How bad is my credit.. right now?

POSTED BY Swing Trader on Jul 30 under Credit Cred Debt Help

Ok, so I have two credit cards, one was a student credit card that didn’t seem to collect interest, the other just a regular rewards card. One card was maxed the other almost maxed. I paid the mostly on time.. making minimum payments most months and sometimes more than the minimum while i would slack [...]

Open Question: How bad is my credit affected?

POSTED BY Swing Trader on Jul 30 under Credit Cred Debt Help

Ok, so I have two credit cards, one was a student credit card that didn’t seem to collect interest, the other just a regular rewards card. One card was maxed the other almost maxed. I paid them mostly on time for the most part.. making the minimum payments most months and sometimes more than the [...]

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