Open Question: Move back in with mom?
Here’s the deal:
Finished undergrad at out of state school in 2005 at age 21
Moved in with mom and started teaching in public school full-time.
Stayed with mom two years, paying her rent, also saved and bought new car cash.
Moved out in Feb 2008 to an apartment.
Started grad school part-time in summer 2008. Still teaching full-time. [...]
Open Question: What is the best way to improve my spouse’s and my credit rating.?
My wife and my credit rating is poor being around 590. What is the best way to improve our score? I know paying all our debt on time but currently we have no debt except for a few medical bills we make payments on. We have not credit cards. I house is paid off and [...]
Open Question: What is the max interest rate charged by Discover?
Hi, I would like to know the maximum interest rate Discover can charge on a credit card they have issued. I am trying to pay-off $11000 debt on a discover credit card which belongs to someone else. The only problem I am having is finding out the actual balance and interest rate. The person, who [...]
Resolved Question: Can my mom go to JAIL for this?
This upcoming week both my parents have a court-date! While my mom and dad were in the process of getting divorced, my mother opened a credit card in my dad’s name. To my knowledge this is illegal. She went out with her boyfriend and spent 30,000 dollars. YES! SHE DID! On CARS! Now the past [...]
Open Question: Can you sue an ex-partner for damaging a credit rating?
My partner and I having been trying to buy a house. We have saved a deposit and found our perfect house, within our budget. However, when a credit check was done on my partner we were declined as his ex-wife 2 years ago when they were divorcing withdrew over £2000 on their joint accounts [...]
Resolved Question: Could my mom jo to JAIL for this?
Well, while my parents were in the process of getting divorced (They are now) my mother opened a credit card in my father’s name (Which from what I understand is illegal) and went on a spending spree WITH her boyfriend, that racked up to about $ 30,000! Now my dad has been getting calls for [...]
Open Question: My son is in jail and has about $25,000 in credit card debt. How can his debt be handled? I can’t keep paying?
He usually pays his own bills but he was put in jail and the legal system has not been fast or fair thus far. He could be in jail for months the way things are going. Can his debt be put on hold or negotiated down? If so how? They gave [...]
Open Question: What happens when you have a store (visa) credit card?
And the store closes, or goes out of business, is that a negative impact to a credit score?
Example lets say someone has a Target Visa, with a $2k credit line and high balance on the card, and Target goes belly up, does that balance just go away, who collects that debt, or does [...]
Open Question: Duplicate default notice on Equifax Credit File (UK)?
Hi
Some years ago I had a NatWest credit card which defaulted with £120 outstanding.
Before the default I was making payments to a debt recovery company called ‘Triton Credit Services’ to bring the overall balance down but due to an oversight on my part I did not pay the final £120
This default was added to [...]
Open Question: What is the best plan for dealing with a large credit card debt?
My wife has somewhere in the neigborhood of $100,000 in credit card debt. She is a realtor and business is good where we live, but her debt has reached a point where she is now having trouble keeping up.
She has about $2000 monthly in just finance charges. Some of her cards are charging [...]
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